At Profile we consider ourselves to be ‘alternative’ – we like to tell our clients, whether they are private individuals or small business owners, the truth about money.
It is not about selling products like many advisers do.

It is about:

• Focussing our attention on our clients
• Understanding their aims and aspirations
• Ensuring that they can always enjoyed their desired lifestyle
• Ensuring that they never ever run out of money, and finally
• Ensuring that their families are totally financially secure

Your Goals/Our aims

What can we do for You?

In essence we are ‘Lifestyle Financial Planners’, helping clients achieve their financial goals in life through:

• Becoming financially better organised
• Consolidating financial arrangements, thus simplifying life
• Managing financial risk
• Reducing tax liabilities

We are committed to long term relationships. This is further demonstrated by the fact that, as part of our process, we review our client’s position annually, as a minimum. We are not commission or product driven.

Our service is designed to look after clients, provide quality advice, keep them informed about the progress towards their goals and objectives and the growth of their investments. We devote a lot of time and care to looking after each client.

At Profile we also enjoy what we do; we believe that this comes across in the way we deal with clients. Believe it or not financial planning can be fun!!

And finally, as well as offering a full financial planning service we also provide a range of focussed advice services to satisfy particular financial events in client’s lives.

Profile Financial Management is pleased to announce the launching of its new website.

The site encompasses much more information about the services provided by Profile as well as providing more general advice on such areas as the options at retirement, investment planning and estate planning.

One exciting feature is the ‘blog’ section which will keep our present and future clients up to speed with the latest news on the world of financial service.

We hope everyone will find the site clear, easy to navigate, and efficient in its presentation of information. One of the main functions of the site is not only to serve as a means for our potential customers to become familiar with our company and the services we provide, but also as a useful tool for our current clients. We like the site a lot, and look forward to receiving any feedback.

We would like to also send out a personal ‘thank you’ to all of our clients who not only provided us with testimonials, but also allowed us to post them on our website for all to see. Nothing is better than a heart felt recommendation from our current clients. I hope the manner in which we showcased those recommendations is seen as a testament of the value we place upon them.

Finally, thank you to all our clients who support us. To those who don’t use our services please review our site and contact us if you feel that Profile can help. We believe financial planning can be fun; try us. You might be surprised.

What will it take to encourage you to take some action to improve your current situation? This action would give you the opportunity to achieve what is really important to you with your life. Take a moment to think before reading on.

Ask an expert Financial Planner about mortgages, pensions and investments and they will tell you that while those things are important, Financial Planning is really about YOU and your life, working out your all important life goals and dreams. Products are simply the tools to help achieve the acknowledged objectives. Most businesses wouldn’t dream of operating without a detailed business plan, outlining exactly what they are aiming to achieve, including how and when. Yet most of us coast through life rarely giving a second thought about our future, let alone making solid plans for it. That needs to change and now is a great time to take some simple steps to get yourself on track. It’ll put you in control of your life rather than letting it control you instead.

For many of us, leading busy lives means we have little time to spare for thinking or planning ahead. The bad news is that no one is going to spring up and help you get on track – it really is down to you. The good news is that doing something about it is easy!

Don’t worry if you’re not “good with money”, that’s not what it’s all about. Expert Financial Planners are well used to helping their clients to map out their future.  They use their expertise to try and help people like you to get their lives more on track. So what can you do?
Whatever your situation, putting some simple financial plans in place and making some smart decisions to help achieve your goals and dreams in life is the first step towards really taking control.
You may have some general plans already, but if you’re like most people, whether you actually achieve them or not is typically left to chance. Working out what is really most important to you and then taking the time to plan how to get those things to happen will give you the best possible chance of achieving what you want in life. A list of priorities is essential.

So what do you want to have achieved by 2011? It may be to spend more time with your family or maybe to get fitter or lead a healthier lifestyle? Short term goals are often the easiest to set. However, what about by 2015? Maybe a house move, a career change, or even retirement? What about 2020? Just keep going! Write each goal down, put timescales against them and also any potential costs.  It’s important to work out the financial implications of each of your goals and to write that down too.

So you ask, how do my finances affect the amount of time I have to spend with my family or doing other things I enjoy? Think about it. It’s all about your work/life balance. What needs to happen for you to organise yourself more effectively to generate some spare time in the day you can use to go to the gym, play with the kids, spend time with friends or family or play golf? Most goals have a financial implication of some kind. Some are more obvious than others – moving house for example or retirement have particularly big financial demands. Many people are now finding themselves in the difficult situation where they are caring for a young family as well as the needs of elderly parents or other relatives. This so called “sandwich” generation have particularly complex needs and for them good Financial Planning is particularly essential.

So now you’ve thought about your goals, how good are you at dealing with money?

•    Do you know how much money you actually have coming in each month?
•    How much do you spend on essentials? How much on luxury items you could live without?
•    Have you worked out a proper spending plan?

If not, you need to do this now. Look for ways you can create extra room in your budget by cutting down on non essential spending. This will create more scope for saving towards your longer term goals. Age creeps up on us unawares and if you don’t start planning early it can come as a very nasty shock as you run out of time to accumulate enough money to do the things you really want to do in life.

There are plenty of other things that you and your family can do that will make a difference to your lives. One of those is making a will. It’s so simple to do but research shows us that millions of people do not have an up to date will, risking real problems for their loved ones in the event of their death.

For many people with more complex planning needs, professional help is often the answer. Financial Planners are skilled at helping people to map out their financial future.

So what ever you situation, it is relevant to all; from the wealthy to the debt ridden, who are keen to avoid the “live for today” attitude that is so dominant and yet so dangerous.

So take control; don’t live life to chance!!