Options at Retirement

If you are planning to retire in the near future you are probably thinking about how you will convert your pension fund into an income.
There are many options available and all of these should be carefully considered before making your final decision.

Since April 2006 the available retirement options offer increased flexibility and complexity at retirement, but with professional independent advice you can consider all of your options before making the most suitable choice.

There are several main options you may wish to consider. Each of them has both advantages and disadvantages. The most suitable option will depend on your personal circumstances, attitude towards investment risk and retirement objectives.

-Conventional annuity
-Investment linked annuity
-Income withdrawal (unsecured pension)
-Phased retirement
-Alternatively secured pension (from age 75)

At PFM we are in position to be able to advise you on the most appropriate retirement income option and will ensure that your retirement income is aligned to your financial objectives.
Call us on 01768 840000 or e-mail info@profilefm.co.uk to request further information and arrange an initial meeting. This first meeting is at our expense and without obligation. We look forward to hearing from you.